Enhancing Employability in Marketing Essay Example | Topics and Well Written Essays - 2000 words

Enhancing Employability in Marketing - Essay Example The world has achieved tremendous grounds in the technological advancement and therefore much of the marketing is done through technology based communication (Clark 2004, p. 203). As such, a little creativity is needed which will determine whether graduates secure jobs and afterwards they can keep them by being able to perform. Bolstering a marketing degree with other professional qualifications related to finance is also important so that potential employers can be attracted to your technical capabilities in marketing (Gibbs, Steel & Kuiper 2011, p. 379). Current Employability/Graduate Trends in Marketing According to recent studies and research in the job market, marketing careers are on the increase whereas other careers are decreasing. This is a good indication that the marketing industry is growing and opening new areas for graduates to work and explore. Despite the fact that many industries have recently undergone serious cutbacks during the previous economic hard times, market ing is still an important aspect of firms. Marketing forms the basis of attracting and selling a firm to new clients while still maintaining the already existing clientele. It follows then that in the face of a shrinking economy and earnings, firms have to invest in marketing in order to keep afloat in the corporate world. Thanks to technology, the marketing can be simple or complicated depending on the amount of capital available (Bennett 2002, p. 464). Gone are the days when business directories were the major modes of advertising a business. With the advent of the internet, marketing campaigns have become relatively easy because all that a firm needs is to open a website and upload all its required information there. In the past, business firms needed to spend a lot of capital in sending mail to their customers. When potential customers go online to search for goods and services, there is are huge potential that is created for sales both now and in the future. These adverts are c reated by marketing career people because they know what the client wants and they understand their goods and services. As such, being able to understand the market trends and having IT skills is very important in the marketing filed (Achrol & Kotler 1999, p. 152). Recent changes in the way business reposition themselves for competitive advantage has led changing trends on what is required of marketers. Marketing people must also change with time and adapt to the new market demands by first becoming technology savvy. This entails being able to develop and implement all the different ways in which business can market themselves through technology. The jobs in marketing can be very vague (generalized) or specialised depending on a business’s size. In large business firms, there are many activities and campaigns that need coordination and therefore they usually need specialized marketers. On the other hand, small business outfits need a marketer who is able to handle all forms o f challenging marketing problems with no specialized training. However, some firms usually need a marketer who can popularize their goods and services to the general public without much use of resources or technology (Brousseau, Driver, Eneroth & Larson 1996, p. 59). Career Paths of a Marketing Degree Marketing as course encompasses a wide array of activities that are related to conceptions about the delivery of goods and services. In this regards, there are many options in which career paths may be oriented

Night by Elie Wiesel Essay Example for Free

Night by Elie Wiesel Essay In the book Night by Elie Wiesel, there are many father-son duos. In my opinion, a good relationship between a father and his son are vital. Their relationships with each other are varied in terms of agreeability and love for each other. The Germans have sent the Jews off to concentration camps and caused very trying times. They have torn whole family’s apart and sent people at each other’s throats. Elie’s relationship with his father changes over time. During the years prior to Elies Wiesels experience in the Holocaust, Elie and his father shared a distant relationship that lacked a tremendous amount of support and communications but, eventually, their bond strengthens as they rely on each other for survival and comfort. Elie and his father didn’t have the customary father-son relationship. Elie retells that his father did not show signs of encouragement when he wanted to study the Kabbalah: You are too young for that. Maimonides tells us that one must be thirty before venturing into the world of mysticism, a world fraught with peril. First you must study the basic subjects, those you are able to comprehend (13). He recalls that â€Å"my father was a cultured man, rather unsentimental. He was more involved with the welfare of others than with that of his own kin. † (13). After he got transferred to the concentration camp, he lived for his father, which was rare because most of the fathers lived for their sons. This is proven when he revives his personal account of a son fighting his father for a crust of bread: â€Å"Meir, my little Meir! Don’t you recognize me†¦You’re killing your father†¦ I have bread for you too†¦ for you too†¦Ã¢â‚¬  (76). Another example of a son abandoning his father is when Rabbi Eliahu’s son abandons him on the way to the next concentration camp. According to him, â€Å"Sons abandoned the remains of their fathers without a tear† (70). Elie and his father were the opposite. He says so himself when he admits that â€Å"my father’s presence was the only thing that stopped me (from giving up on life)†¦Ã¢â‚¬ ¦what would he do without me† (67). Another example is when two â€Å"gravediggers† come to throw his father out of the cattle car, presuming that he is dead. He keeps slapping his father until he opens his eyes and starts breathing. He also wants his father to sleep instead of him, even though he really needs the sleep to maintain the little well-being he can. Although, near the end of his father’s life his opinion changes vastly. He thinks â€Å"If only I didn’t find him! If only I were relieved of the burden, I could use all my strength to fight for my own survival, to take care of only myself† (79). In conclusion, the relationships between father and son are very prominent in this novel. Most relationships are bad in Night due to the survival instinct and the terrible conditions experienced by the Jews during the Holocaust. This just proves that hunger and abuse can send the best of friends at each other’s throats. So what? Prejudice against Jews is a major issue, past or present. Anti-Semitism has been happening from way back in 1290, when Jews got expelled from England, until today when people still (Still In the 21st Century? ) Stereotype against Jews and refuse to go to Jewish-owned businesses. Basically, what I’m saying is that Jews have been blamed for numerous things throughout history for no-apparent reason except that they are a race that is relatively easy to point the finger at because people don’t know a lot about them.

Arthur Millers The Crucible Essay -- Arthur Miller Crucible Essays

Arthur Miller's The Crucible Arthur Miller demonstrates the familiarities of the life he lived in the 1950's and of everyday life we live in through his plays. He communicates through his work to the way people are in society. The extreme witch hysteria deteriorated the rational and emotional stability of its citizens. This exploited the population's weakest qualities, and insecurities. The obvious breakdown in social order led to the tragedy that saw innocent souls hang on the accusation of witchcraft. Miller's way of writing plays which relate to our lives and the way in which we do things and treat one another is very interesting. He seems to see the world a different way to most people and expresses our everyday actions and the things we do wrong in another form. The audience should see parallels in the play to happenings in our every day life. The Crucible was written in the middle of the McCarthy political "witch-hunt" in America. The play relates to the fears in America that the philosophy of communism was spreading there and would eventually undermine and destroy capitalism and the American way of life. Almost any criticism the government received, in the eyes of McCarthy was not acceptable. A petition for communist sympathisers was set up in which Miller signed. He was asked to confess to signing his name. He quoted: "In truth, I had supported these various causes to express my fear of fascism and my alienation from the waste of potential in America while knowing nothing about life under any socialist regime" The activities seemed to have been linked in Millers mind with witchcraft trials two centuries ago. Miller saw these public confessions as parallels with the naming at Salem... ... play includes interesting messages about how reasonable individuals can become completely irrational and get carried away when they become part of a mob. But in the end, who is to blame? Puritanism, Abigail or Danforth? The play is deliberately complex and multi-faceted, and not in plain and simple black and white, even though the characters themselves are black and white. In my opinion everyone's to blame, If one person would have seen sense or not added to problem or admitted it was a hoax it would have never happened. If Abigail hadn't added to the story it wouldn't have happened. If Judge Danforth hadn't of been so single-minded he would have seen through straight through Abigail's sweet and innocent routine, and so on. But at the end as in many situations in our own lives no one is completely to blame. Very rarely is anything one person's fault.

Assessment of Problem of Tax Administration in Nigeria Economy (a Case Sturdy of Federal Inland Revenue)

TABLE OF CONTENT Title Page – – – – – – – – – – – – – – – – – – – – – i Declaration – – – – – – – – – – – – – – – – – – – – – ii Dedication – – – – – – – – – – – – – – – – – – – – – iii Acknowledgement – – – – – – – – – – – – – – – – – – – – – iv Abstract – – – – – – – – – – – – – – – – – – – – – v Table of content – – – – – – – – – – – – – – – – – – – – – vi CHAPTER ONE: INTRODUCTION 1. 1 Background of the study 1. 2 Statement of the problem 1. 3 Objective of the study 1. 4 Research question and hypothesis 1. 5 Scope of the study 1. 6 Significance of the study 1. 7 Definition of terms 1. 8 Plan of the studyCHAPTER TWO: LITERATURE REVIEW 2. 1 Introduction 2. 2 Review of the Nigerian capital market 2. 3 Bond financing Prospect, Benefit, And Associated Risk 2. 4 The impediment and problem of Bond development in Nigeria 2. 5 Recent developments in the Nigerian Bond market 2. 6 Theoretical framework 2. 7 summary of the chapter CHAPTER THREE: RESEARCH METHODOLOGY 3. 1 Introduction 3. 2 Research Design 3. 3 Sources and Methods of Data Collection 3. 4 Methods of Data Analysis 3. 5 Justification For the Method Used 3. 6 Summary of the Chapter CHAPTER FOUR: DATA PRSENTATION AND ANALYSIS 4. 1 Introduction 4. 2 Data presentation And Analysis 4. Hypothesis And model testing 4. 4 Discussion on Research Findings 4. 5 Summary Of Findings CHAPTER FIVE: SUMMARY, CONCLUSION AND RECOMMENDATION 5. 1 Summary 5. 2 Conclusion 5. 3 Limitation Of The Study 5. 4 Recommendation 5. 5 References CHAPTER ONE: INTRODUCTION 1. 1 BACKGROUND OF THE STUDY: The importance and centrality of the financial system to the growth of any economy is obvious and indisputable. It has been postulated that a well developed financial system performs several critical functions that enhanced the efficiency of their financial intermediation roles with highly reduced costs of information, transaction and monitoring.Also, it promotes investment by identifying and locating viable business opportunities; helps in mobilizing savings; monitors the performance of managers thereby enabling trading, hedging and diversification of ri sk in order to facilitate the exchange of goods and services. These functions result in efficient allocation of resources and rapid accumulation of physical and human capital with faster technological process which in turn feed economic growth. The financial market is a sub-set of the financial system where funds from surplus economic units are pooled and made available to deficit units at a cost. The financial market consists of the money and the capital markets.The money market is the market for short term funds with a maturity period of not more than a year. The Capital Market consists of institutions and procedures that provide for transactions in long term financial instruments with a maturity of more than one year. The major instruments that are used in raising funds in the Nigeria Capital Market include Debts – Government bonds (Federal, State and Local Governments), Industrial loan stocks or Debentures, Preference Stocks, and Equities – ordinary shares. Instrum ents classified as Debt securities are generally referred to as bonds because of their fixed income characteristics except for preference stock which is a hybrid instrument.Therefore investors in bonds are essentially lending money to the issuer. Some of the common bond issuers are governments (Federal, State and Local Government), government agencies and corporate institutions. There are different types of bonds with its unique features relating to the way it pays interest, the market in which the bond is issued, the currency it is payable in, protective features and the legal framework under which it operates. The bond market is the channel through which government and corporations that need to borrow money are matched with investors who have funds to lend. There are really two markets for bonds – THE PRIMARY AND THE SECONDARY MARKET.The underdeveloped nature of the Nigerian Bond market is reflected through the depth of the market, lack of investors’ confidence, infl ationary pressure coupled with continuous depreciation of the Naira, absence of major international rating organization, absence of secondary trading market, macro-economic instability and closed nature of the market to external actors. All these indices indicate the faulty fundamentals of the market and hence its inability to contribute significantly to the growth and development of the Nigerian economy as it obtains in other developed countries of the world like Europe and United States of America. The effect of reviving theNigerian Bond market on the Nigerian economy cannot be overemphasized as it will enhance the achievement of a transformed economy through provision of long term funding to government and corporate borrowers, foreign investment, participation in the global bond market and international capital flow. However, how fast the Nigeria government and financial authorities move to combat the faulty fundamentals of the market will determine its efficiency and effectivene ss as a major provider of the long term finance needed for Nigeria’s economic growth. In Nigeria, one major defect for the slow pace of development of the real sector which is necessary to bring about a sustained economic growth and development is inadequate finance.It is therefore pertinent to examine theoretically and comparatively the roles the Nigerian Bond market can play in the growth of the Nigerian economy with a view of assessing the effect of bond market development in an imperative way to achieve a transformed economy. 1. 2 STATEMENT OF THE PROBLEM The major problem that brought about slow movement of developing the real sector of Nigeria which is necessary to bring about a sustained economic growth and development is inadequate finance. This can be traced largely to the underdeveloped state of the Debt segment of the Nigerian Capital Market which is supposed to serve as the vehicle for the mobilization and provision of long-term funds needed by both government and corporate organizations to embark on developmental projects needed for economic growth and development.The underdeveloped state of the bond segment of the Nigeria capital market has in time past led to distortions in the economy as most corporate organizations sourced their long term funds from commercial banks. This in effect is a financial mismatch funding strategy where long term projects are funded with short term finance. The commercial banks are set-up to provide only short term funding due to the nature of their sources of funds; whereas the kind of finance needed for sustainable development are long term funds. Also, because there is no developed outlet for the sourcing of long term funds by corporate organizations, there is overdependence on government to dictate and direct the pace of economic development.Thus, business activities are predicated on public expenditure projections and when these projections and budgets are delayed or not forthcoming, economic activities in the whole economy is directly adversely affected. 1. 3 OBJECTIVE OF THE STUDY The major objective of this study is to assess the effective development of the Nigerian bond market and it essential effect on the growth of the economy is however the task of this study. Other objective is to, (i) Find out whether there exist an optimal economy whereas bond market can be developed. 1. 4 RESEARCH QUESTION AND HYPOTHESIS In line with the research problem, some specific questions must receive answers in the course of the study.These questions are as follow: (i) How does development of Nigerian bond market affect economic growth? (ii) Does inadequate finance result from underdevelopment state of debt segment in the Nigerian capital market? 1. 4. 1 HYPOTHESIS Ho: There is no significant relationship between effective development of the Nigerian Bond market and economic growth. H1: There is a significant relationship between effective development of the Nigerian Bond market and economic growth . 1. 5 SCOPE OF THE STUDY This research is carried out mainly on Nigerian capital market to assess the development on fund to the Nigerian economy it covers data sourced from Nigerian stock exchange, Annual report, Security and exchange commission and National News paper.It covers the period of eight years (2000- 2008) 1. 6 SIGNIFICANCE OF THE STUDY The important of this study cannot be overemphasized owing to the value of a research on this nature. To the end, this research is carried out to bring to the attention of financial managers of the firms especially financial institutions, relevant information regarding to Bond market and economy development in order to assist in making financial decision. 1. 7 DEFINITION OF TERMS (i) Bond: A bond is simply a certificate of indebtedness issued by a borrower to a lender. (ii) Capital Market: This is the market for intermediate and long term securities that have more than one year of maturity say three years. iii) Debt: This is referred to as an obligation owed by one party (the debtor) to a second party the creditor. (iv) Debenture: This is referred to as type of bond that is not secured by physical asset or collateral, it is credit worthiness and reputation of the issuer. (v) Equity: this referred to as the residual claim or interest of the junior class of investors in asset after all liabilities have been paid. (vi) Financial Market: The financial market is a sub-set of the financial system where funds from surplus economic units are pooled and made available to deficit units at a cost. (vii) Money Market: This market is the market for short term funds with a maturity period of not more than a year. (viii) Preference Stock: ix) Primary Market: This is referred to as the market where securities are newly issued. (x) Secondary Market: This is referred to as the market where existing securities are traded. 1. 9 PLAN OF THE STUDY This research project is divided into five (5) chapters for better and easy understanding, chapter two (2) is the review of related literatures; the literature is reviewed with a view to lay a foundation for the building of new research that we are currently undergoing. It gives directions and light to research work. Chapter three (3) tell us about the method(s) of research used in this project. It shows the research design, source of data, method of data collection, and techniques of data analysis among others.Chapter four (4) is mainly the presentation of data and the analysis. Here our research hypothesis will be tested in order to enable us draw a conclusion on the topic under consideration. The final chapter which is chapter five (5) will highlight on the conclusion, summary and recommendation. CHAPTER TWO: LITERATURE REVIEW 2. 1 Introduction A bond is a debt security in which the issuer owes the holder a debt and is obliged to repay the principal and interest (coupon) at a later date, termed maturity. Other stipulations may also be attached to the bond issued, such as the obligation of the issuer to provide certain information to the bondholder or limitations on the behaviour of the issuer.Bonds are generally issued for a fixed term (the maturity) longer than one year (Olashore, 2006). Umoren (2000) also defines a bond as basically IOU’S of longer duration than the average money market instrument present in a given market. According to Fahm (2006), a bond is a long term debt instrument issued by an entity, company or government as evidence of a promise to pay. The claim protects the holder in circumstances in which the issuer is unable to pay the amount due. According to Oni (2006. ), the entity borrowing money by the way of a bond is called the issuer and the person investing is the buyer. The issuer of a bond promises to pay the buyer’s interest which is called a coupon for the privilege of using the buyer’s money.The issuer also promises to return the money which is the principal to the buyer on a specified date called the maturity date. The coupon which is a predetermined interest account is paid to the buyer at periodic intervals throughout the life of the bond. It is the nature of known periodic interest amount (coupon) and known principal amount that gave rise to the nomenclature â€Å"fixed income securities† given to bonds. Corporate bonds are often called debentures, but the term debenture is usually used to refer to borrowings without specified collateral. Such borrowings are based on the general credit standing of the borrower. In Nigeria, however, some debentures are said to be mortgage debentures.In such cases, the security provided goes beyond the credit worthiness of the borrowers to include a mortgage of some specific assets and also all future assets (Odife, 1999). 2. 2 Review of the Nigerian capital market 2. 3 Bond financing: Prospect, Benefit, And Associated Risk 2. 4 The impediment and problem of Bond development in Nigeria 2. 5 Recent developments in the Nigerian Bond m arket 2. 6 Theoretical framework 2. 7 summary of the chapter CHAPTER THREE: RESEARCH METHODOLOGY 3. 1 Introduction 3. 2 Research Design 3. 3 Sources and Methods of Data Collection 3. 4 Method of Data Analysis 3. 5 Justification for the Method Used 3. 6 Summary of the Chapter

Factors that may lead to abusive Essay

Everyone can be victims of abusive behaviour. There are many factors that may lead to abusive situations, it could be physical that are seen clearly, some are hidden and some are emotional that the victim needs to talk to someone about. Abuse may be a single act or many acts. It can occur in any relationship and may be the result of deliberate intent, ignorance or neglect. It may be a criminal offence, such as rape, assault or theft. (http://myway.trafford.gov.uk 2014) Abuse is where the abuser may find joy or thrill by doing the actions they do, for instance if their life is going downhill, they may not want to be the only one to do so, so they put someone down either by physical, emotional, or even sexual abuse. Some of the key risk factors for abuse include: family conflict, dependency, isolation, carer stress, addictive behaviours and physiological problems. (http://www.eapu.com 2014) People more vulnerable of abusive situations: -physical disabilities -communication difficulties, may not hear the abuser, may not be able to stand up for his or her self, they may not see the abuser or that someone is going towards them, they won’t be able to talk to someone about it because they could have doubts -learning disabilities, may not know that they are being exploited or abused so its easy to be taken advantage off -mental health problems -people with dementia, affecting the intellect and physical functions, this could cause unpredictable psychological or physical behaviour. -dependency, i.e. on carers -social isolation, people usually have fewer contacts on the outside world (http://www.caerphilly.gov.uk 2014) Personal problems cause frustration, things such as addictions to drugs and  alcohol can modify behaviour and add to the bad feelings leading the individual to abuse someone. Usually if one partner in a relationship is earning more money the other partner will feel disempowered, also typically in men, if their wife/partner earns more than them it doesn’t abide to the stereotypical view of the male being the provider so they can become very aggressive and use financial abuse to make themselves feel better i.e. denying or stealing their partners money so they feel bigger and more powerful. Environmental problems such as poor housing or overcrowding could potentially lead to abusive situations because, if there is overcrowding, the abuser may need more space and abuse someone so they leave. Someone with poor housing is easy targets for abusive people as they may live on the streets, the abuser may think that because they live on the street they have no feelings or family and take advantage of them just because they are lesser off than the abuser, so the abuser may feel a sense of priority over them. An adequate increase on carer stress may push the carer too far and abuse someone. The carer may lack understanding of the ageing process, illness, disability and/or needs of the vulnerable adult. The carer may blame the victim of financial problems as they have a low income or debt problems, although it is not the victims fault, this could lead to the carer possibly blackmailing someone for more money, abusing the victims money, providing them with financial problems. Another aspect of abusive situations is personal stress; the carer may be looking after two generations, his or her own children and a dependent adult, they may feel that are not getting their own time meaning they feel isolated, and may take advantage of someone and the carer may feel disempowered and trapped. If someone rejects help, then they are even more vulnerable. In some families abuse is considered the normal reaction to stress, and it may continue from generation to generation, for instance if a child has done something wrong they need to be disciplined, some families would confiscate something and some families may physically abuse, i.e. smacking. A child who was previously abused may now be a carer and repeat the cycle of abuse  to a dependent parent or child. The risk of abuse is greater where the vulnerable adult: Has an unusual behaviour, for example they may stay in their safe zone a lot more, they don’t want to leave as they feel they can’t trust anybody Rejects help, they may have family there for them or friends but they may feel they can cope themselves, they break down communication between them and everyone else Is socially isolated i.e. does not have other friends or visitors Unable to complain, for example because of hearing disabilities and other communication barriers May have low self-esteem, so lacking power in relationships Bay be less likely to be served well be the criminal justice system, possibly because of past criminal convictions (http://myway.trafford.gov.uk 2009) (http://www.safefromharm.org.uk 2014) Bibliography http://www.caerphilly.gov.uk/pdf/Health_SocialCare/POVA/Predisposing_factors_which_may_lead_to_abuse.pdf 2006 Date accessed 23/09/14 http://www.eapu.com.au/elder-abuse/risk-factors 2014 Date accessed 23/09/14 http://myway.trafford.gov.uk/i-need-help-with/keeping-people-safe/safeguarding-adults/safeguarding-adults/understanding-safeguarding/types-risks-and-indicators-of-abuse.aspx 2014 Date accessed 24/09/14 http://myway.trafford.gov.uk/i-need-help-with/keeping-people-safe/safeguarding-adults/safeguarding-adults/understanding-safeguarding/types-risks-and-indicators-of-abuse.aspx 2009 Date accessed 28/09/14 http://www.safefromharm.org.uk/wps/wcm/connect/occ/Safe+From+Harm/Professionals/What+is+adult+abuse/SFH+-+Prof+-+T+-+risk+factors 2014 Date accessed 28/09/14

Glass Castle Essay Essays

Glass Castle Essay Essays Glass Castle Essay Essay Glass Castle Essay Essay Essay Topic: The Glass Castle In the book â€Å"The Glass Castle† by Jeannette Walls poverty goes deeper than just low income. Even while Jeannette’s parents had money coming in, they struggled to support their family properly. They went hungry, had no electricity, or even indoor plumbing, so this proposes the question can poverty be caused by more than just low income? Do people actually want to live in poverty? For Jeannette’s parents it sure seems that way. Rex Walls had grown up in a poverty stricken town of Welch. He grew up in â€Å"big worn house† on the â€Å"downhill side of the street† (Walls 130). It smelled of â€Å"mold and cigarettes and unwashed laundry† (Walls 131). However Rose Mary Walls grew up in a very structured home in Texas where her mother made her follow rules and attend college classes to become a teacher. So when Rose Mary grew up and moved away she wanted to live a life opposite of what her mother wanted, she became a free spirit. When on the other hand poverty was all Rex had ever known. I believe this is the major factor that contributed to the Walls’ family being in poverty. Besides growing up in a poverty stricken home and town Rex also grew up with a mother who was an Alcoholic. We find this out when Jeannette tells us about the time she first met Erma and she â€Å" pulled a bottle of whiskey from the pocket of her housedress† (walls 131). She also talks about how she could smell whiskey on her Uncle Stanley’s breath the first time he hugged her. This was the life Rex Walls was accustomed to and so therefore he was comfortable with it. He saw nothing wrong with taking money from his family to go waste in on alcohol because he always some how pulled through for them. : The perfect example of this is when Rose Mary left for the summer for college courses and left Jeanette in charge of the money. The first few weeks went well and Jeanette had managed to make a budget and keep food on the table, then Rex had asked her for money. First it was just five dollars, then another five, and then it was twenty. Jeanette was outraged by this and asked him why he needed the twenty dollars to which he replied â€Å"Goddammit, since when do I have to explain myself to my children? I need money to make money. I’ll pay you back†¦ Have I ever left you down? (Walls 210), and then that Saturday after putting his daughter through torment of being around a drunk, he paid her back. Rex although an intelligent man was a drunk and didn’t know how to provide for his family correctly which meant he was constantly letting them down. On the other hand Rose Mary grew up with loving parents in a nice house with structure, but she hated that life and became a f ree spirit, addicted to the adrenaline Rex brought her. Rose Mary believed children should not be burdened with lots of rules and restrictions. She was a very selfish woman who would refuse to work because she wanted to become an artist. Rose Mary was a certified teacher and could easily receive a job in the towns which the Wall’s had lived because it was difficult to find teachers that had actually graduated from college. Even when Rose Mary would come around and take a teaching job â€Å"she had problems organizing paper work and disciplining her students†, and â€Å"at least one morning a week she’d throw a tantrum and refuse to go to work† (Walls 196). She’d eventually quit her job and the Wall’s once again would not have any money coming in except when Rex performed odd jobs. The life the Walls kids put up with was not the way the wanted to live. When Lori graduated high school she moved to New York City. Then Jeanette’s senior year she moved in with Lori. Brian followed Jeanette’s footsteps, and when Maureen was only twelve she moved in with Lori. While the kids were making better lives for themselves their parents had decided to move to New York as well but remain homeless and in poverty. They slept on park benches and in bushes. They refused to go to shelters because life was more interesting the way they lived it. They eventually moved into an abandoned apartment where others liked them lived, and Maureen moved in. After Rex died, Rose Mary still chose to live a life of poverty. Most people when they hear the word poverty they think of low income families, people who go to homeless shelters, people who work but do not make enough, or those who cannot find a job, but Rex and Rose Mary show us that there can be more to it than just low income. They liked to constantly be on their toes, they liked being completely independent and to always be on the run. Rex’s alcohol addiction and Rose Mary’s unwillingness to work, and her stubbornness to not sell anything she had inherited from her mother took away precious money that could have went to support their family. This book shows that poverty can be cause by more than just low income. Word Count: 881

Beverly lowry essays

Beverly lowry essays Beverly Lowry, Her Dream of Dreams: The Rise and Triumph of Madam C. J. Walker, [New York: Alfred A Knopf, 2003], 481pp. Beverly Lowry, the author of Her Dream of Dreams, grew up in Greenville, Mississippi, but was born in Memphis, Tennessee on August 10, 1938. Lowry is the author of six novels and two nonfiction books. Lowry is also the director of the Creative Nonfiction Program at George Mason University. She currently resides in Washington, D.C. Beverly Lowry became interested in Madam C.J. Walkers story when she considered doing a novel authorized by the estate of Alex Haley. Lowry purpose for writing the book on Walker was to filter out Walkers thinly documented story and frame it into the roiling race relations of her day. The theme of this book is the life of Madam C.J. Walker. It discusses her road to success in becoming one of the first women of any race to be a millionaire. The historical period the book relates to is the Age of Progressivism. Born Sarah Breedlove on December 10, 1867, Madam C.J. Walker grew up the child of freed slaves, Owen and Minverva Breedlove, on a plantation in Delta, Louisiana. Walker lost her parents at the age of seven, and married for the first time at the age of fourteen. At the age of seventeen, Walker had her first and only child, Lelia. By the age of twenty she was a widow, but married twice again, the last being Charles Joseph Walker. Breedlove went on to adopt his name in 1906, later adding the title Madam, which was custom for woman in business. Wanting a better life for her daughter, as well as, herself, Madam C.J. Walker moved to St. Louis and continued work in the laundry business. With the money she made, she sent Lelia to school to get that education she never received. After working for eighteen years she got to see her daughter graduate from high school and go to college. Madam Walker claim to fortune, was prompted by Walkers hair fall...